Kate's Banana Peanut Butter Oatmeal Chocolate Chip Muffins

2 cups flour
1 cup quick oats
1 tsp baking soda
1 tsp baking powder
1/2 cup brown sugar

1/3 cup peanut butter
1 egg
1 cup milk
2 ripe bananas - mashed
1 tsp vanilla
1/3 cup apple sauce

1/2 cup chocolate chips

Directions

Grease muffin trays {makes 24 muffins}
Preheat oven to 400
Combine dry ingredients and mix well {except for chips}
In a separate bowl combine remaining ingredients
Combine wet and dry mixtures - do not over mix! {muffins will be chewy if you do!}
Fold in chocolate chips
Spoon batter into greased trays
Bake at 400 for 15-20 minutes